Jim Cramer Still Bullish on ORI: "It’s the Kind of Stock I Really Like"
Jim Cramer, the well-known host of CNBC’s Mad Money, has reaffirmed his confidence in Old Republic International Corporation (NYSE: ORI). During a recent segment, Cramer highlighted ORI as one of those stable, dependable names he truly likes—often signaling long-term value for investors seeking reliable income and strong fundamentals.
Old Republic Delivers Strong Q4 Results
In its most recent earnings report, Old Republic reported net operating income per diluted share of $0.90, a solid increase from $0.69 in the same quarter of the previous year. Pretax operating income reached $285 million for Q4, while full-year pretax income nearly hit the $1 billion mark. This performance reflects strong momentum across its insurance operations and signals consistent profitability despite a volatile macroeconomic environment.
Premium Growth Shows Business Momentum
The company’s top-line growth was equally impressive. Net premiums and fees earned increased by 11.4% in the fourth quarter and 9.0% year-over-year. This consistent rise in revenue highlights ORI’s resilience and its ability to maintain market share in a competitive insurance landscape. It also points to strategic underwriting practices and solid client retention.
Wall Street Analysts Remain Positive
Market analysts continue to rate ORI as a "Buy," with a 12-month average price target of $43.00. That represents an upside potential of over 18% from current levels. Given its robust earnings, stable dividend yield, and consistent premium growth, ORI is seen by many as a low-risk stock with attractive upside potential—especially appealing in today’s uncertain markets.
Why ORI Could Be a Smart Long-Term Play
Old Republic’s business model focuses on specialty and commercial insurance lines, which are less vulnerable to pricing wars often seen in personal insurance. Its strong balance sheet, dependable dividend, and long track record of profitability make it particularly appealing to long-term investors and income-focused portfolios.
Conclusion: A Defensive Powerhouse Worth Watching
With Jim Cramer’s endorsement, strong quarterly results, and bullish analyst outlooks, Old Republic is shaping up to be more than just a steady insurance stock—it might be a hidden gem for 2025. Whether you’re a conservative investor or looking to diversify with a defensive financial play, ORI deserves a closer look.